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State/City Disclosures

FOR RESIDENTS IN CA: THE STATE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT REQUIRE THAT, EXCEPT UNDER UNUSUAL CIRCUMSTANCES, COLLECTORS MAY NOT CONTACT YOU BEFORE 8 A.M. OR AFTER 9 P.M. THEY MAY NOT HARASS YOU BY USING THREATS OF VIOLENCE OR ARREST OR BY USING OBSCENE LANGUAGE. COLLECTORS MAY NOT USE FALSE OR MISLEADING STATEMENTS OR CALL YOU AT WORK IF THEY KNOW OR HAVE REASON TO KNOW THAT YOU MAY NOT RECEIVE PERSONAL CALLS AT WORK. FOR THE MOST PART, COLLECTORS MAY NOT TELL ANOTHER PERSON, OTHER THAN YOUR ATTORNEY OR SPOUSE, ABOUT YOUR DEBT.

COLLECTORS MAY CONTACT ANOTHER PERSON TO CONFIRM YOUR LOCATION OR ENFORCE A JUDGMENT. FOR MORE INFORMATION ABOUT DEBT COLLECTION ACTIVITIES, YOU MAY CONTACT THE FEDERAL TRADE COMMISSION AT 1-877-FTC-HELP OR WWW.FTC.GOV .

NONPROFIT CREDIT COUNSELING SERVICES MAY BE AVAILABLE IN THE AREA.

FOR RESIDENTS IN CO: A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/.

COLORADO OFFICE ADDRESS AND TELEPHONE NUMBER: 700 17TH STREET, SUITE 200, DENVER, CO 80202-3502 PHONE: 866-436-4766.

FOR RESIDENTS IN CT: THIS AGENCY IS LICENSED BY THE CONNECTICUT DEPARTMENT OF BANKING, LICENSE # CCA-1391299

FOR RESIDENTS IN MA:

NOTICE OF IMPORTANT RIGHTS:

YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARGING YOUR DEBT MAY NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYEMENT ANY SUCH ORAL REQUEST WOULD BE VALID FOR TEN (10) DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN (7) DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

FOR RESIDENTS IN MN: THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.

FOR RESIDENTS IN NC: THIS AGENCY IS LICENSED BY THE NORTH CAROLINA DEPARTMENT OF INSURANCE, PERMIT #112708

FOR RESIDENTS IN NYC: THIS COLLECTION AGENCY IS LICENSED BY THE NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS, LICENSE #: 2029874-DCA. CONTACT TIM PARKS AT AFFILIATE ASSET SOLUTIONS, LLC. PLEASE CONTACT US TO CONFIRM YOUR PREFERRED LANGUAGE FOR FUTURE COMMUNICATIONS. ALL COMMUNICATIONS ARE IN ENGLISH WITH THE FOLLOWING EXCEPTION: SPANISH-SPEAKING AGENTS ARE AVAILABLE BY PHONE UPON REQUEST AND OTHER TELEPHONE TRANSLATIONS MAY BE AVAILABLE THROUGH LANGUAGELINE SOLUTIONS, A THIRD PARTY SERVICE PROVIDER. A TRANSLATION AND DESCRIPTION OF COMMONLY-USED DEBT COLLECTION TERMS IS AVAILABLE IN MULTIPLE LANGUAGES AT WWW.NYC.GOV/DCA

FOR RESIDENTS IN TN: THIS COLLECTION AGENCY IS LICENSED BY THE TENNESSEE COLLECTION SERVICE BOARD OF THE DEPARTMENT OF COMMERCE AND INSURANCE.

FOR RESIDENTS IN WA: IN ADDITION TO THE RIGHTS LISTED ON THE FRONT OF THIS LETTER, YOU HAVE THE RIGHT TO REQUEST THE FOLLOWING INFORMATION AT ANY TIME: THE ORIGINAL ACCOUNT NUMBER OR REDACTED ORIGINAL ACCOUNT NUMBER ASSIGNED TO THE DEBT; THE DATE OF THE LAST PAYMENT TO THE CREDITOR; AND AN ITEMIZED STATEMENT INCLUDING: A) THE NAME AND ADDRESS OF THE MEDICAL CREDITOR; B) THE DATE, DATES, OR DATE RANGE OF SERVICE; C) THE HEALTH CARE SERVICES PROVIDED TO THE PATIENT AS INDICATED BY THE HEALTH CARE PROVIDER IN A STATEMENT PROVIDED TO THE LICENSEE; D) THE AMOUNT OF PRINCIPAL FOR ANY MEDICAL DEBT OR DEBTS INCURRED; E) ANY ADJUSTMENT TO THE BILL, SUCH AS NEGOTIATED INSURANCE RATES OR OTHER DISCOUNTS; F) THE AMOUNT OF ANY PAYMENTS RECEIVED, WHETHER FROM THE PATIENT OR ANY OTHER PARTY; G) ANY INTEREST OR FEES; H) WHETHER THE PATIENT WAS FOUND ELIGIBLE FOR CHARITY CARE OR OTHER REDUCTIONS AND, IF SO, THE AMOUNT DUE AFTER ALL CHARITY CARE AND OTHER REDUCTIONS HAVE BEEN APPLIED TO THE ITEMIZED STATEMENT.